Recreational Insurance

Boat in Water

Boats, jet skis, motorcycles, ATVs, and snowmobiles: it’s all fun and games until someone gets hurt.

That’s why insurance is so important for these recreational vehicles. While they’re fun, it goes without saying that they can be dangerous.

According to Transport Canada, around 100 people die each year in boating accidents. Insuring your boat depends on a number of factors like how you use your boat, length, and type.

As with cars, most recreational vehicles require third-party liability, direct compensation (property damage), uninsured motorist coverage, and accident benefits coverage. Again, as with cars, insureds can increase liability limits and opt for collision and comprehensive coverage.

Recreational vehicle insurance covers almost any type of vehicle you can think of, including motorcycles, boats, jet skis, ATVs, snowmobiles, dune buggies, dirt bikes, off-road vehicles, motorhomes, and classic cars.

Because there are so many different types of recreational vehicles, it’s best to contact us so you’re sure you’re getting the right coverage and the best rate.

We also offer insurance for your seasonal home or cottage. Coverage is similar to home insurance coverage. While you’re away from your seasonal home, you want to make sure it’s covered, so be sure to call us and inquire about insuring your cottage or seasonal home!